FINANCIAL BRANCH2022-12-01T19:43:28+00:00
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We are a Community Financial Society in charge of providing financial products and services focused on the sustainable development of communities, through financial education and the culture of saving.

We are a Community Financial Society in charge of providing financial products and services focused on the sustainable development of communities, through financial education and the culture of saving.

CREDIT

Share with your family the opportunities provided by our credit products and improve your quality of life.

CREDIT

Share with your family the opportunities provided by our credit products and improve your quality of life.

SAVING

Enjoy the benefits of the savings culture, the ÉCHALE Financial team supports you in achieving your goals with accompaniment, guidance and personalized advice.

Being part of this team has helped me understand the needs of the population in relation to decent housing, it is shocking to see how a home changes in a great way the quality of life of people and being part of this definitely leaves a huge satisfaction.

Annie Martinez, ÉCHALE Durango

My home, my dream come true! I always dreamed of a place for my family, because having my home is to have security and happiness. I thank God for that.

Zarife Chan Hernández, Beneficiary.

In good company and the payments are accessible to one

Norma González, Beneficiary.

AN ADVISOR ALWAYS

AVAILABLE FOR YOU

AN ADVISOR ALWAYS

AVAILABLE FOR YOU

FORM PART OF

THIS BIG TEAM

FORM PART OF

THIS BIG TEAM

AN ADVISOR ALWAYS

AVAILABLE FOR YOU

FORM PART OF

THIS BIG TEAM

BRANCHES

BRANCHES

All branches ' schedules are Monday through Friday from 9:00 a.m. to 6:30 p.m.

All branches ' schedules are Monday through Friday from 9:00 a.m. to 6:30 p.m.

All branches ' schedules are Monday through Friday from 9:00 a.m. to 6:30 p.m.

CONTACT

    FREQUENTLY ASKED QUESTIONS

    FREQUENTLY ASKED QUESTIONS

    Can I liquidate my credit earlier without being penalized?2020-06-08T17:45:15+00:00

    Yes, unless you are enrolled in a program that specifies that you cannot pay off your credit before the established time.

    What are the requirements to acquire a loan?2020-06-30T18:21:00+00:00
    • Be of legal age
    • To carry out some economic activity
    • Official identification (INE, passport, or professional card)
    • Proof of address less than 3 months
    • CURP
    • Birth certificate
    • Filling and signing of forms in the care modules
    • *Guarantor and/or jointly liable
    Where can I request information about my payments?2020-06-08T17:48:08+00:00

    At the numbers and the nearest branches or anywhere in the Republic at 55 5611 5403.

    What if I show up a bad record?2020-06-08T17:51:31+00:00

    You must explain the cause of this, the credit committee will evaluate the cause and the possibility of granting the credit with which you can make timely payments so that your history improves until the bad histories are left behind with the new well- paid credits.

    How much should I pay and for how long?2020-06-08T17:37:18+00:00

    You determine how long you want to liquidate, however, through a socio-economic study the credit advisors will be able to guide you according to your income to support you in which would be the most convenient term and payments for you.

    Remember that you can consult this information by calling the telephone numbers of your nearest branch.

    Can I make my payment before the date you indicate?2020-06-08T17:39:14+00:00

    Yes, the payment table has a payment date, but that date will be the last day you have to pay. The correct thing to do is to make it a couple of days before.

    What is the default interest rate?2020-06-30T18:24:40+00:00

    It is a percentage that must be paid to ÉCHALE Financial if you fail to make your payments on the agreed-upon dates. This percentage is a penalty for non-payment and applies to any credit product.

    What is a guarantee for?2020-06-08T17:50:23+00:00

    To give security and confidence of the approved credit, which can be applied to the last installments of the credit in order to settle it in advance.

    Do I need to have a guarantor to access financing?2020-06-08T17:38:20+00:00

    It depends on the project you wish to carry out, the amount you request and the socio-economic research you will be given, but generally a joint and several liability of the main debtor is required to guarantee the settlement of the agreed payments. This means that both will sign the promissory note and adopt the same responsibility for the payment of the credit.

    ¿Mi crédito de vivienda incluye algún seguro?2022-12-01T19:39:13+00:00

    Sí, con ÉCHALE tu vivienda estará protegida con un seguro de mantenimiento que cubre detalles de la vivienda. Y el titular del crédito estará protegido con un seguro de vida.
    Ambos seguros serán aplicables durante la vigencia del crédito, siempre y cuando los pagos estén al corriente.

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